Blog of the Mortgage

There's no doubt that there is some good juju floating around our offices now that we're all decompressed, relaxed & rejuvenated after the Holidays and time with our Friends and Family (okay..not ALL family is relaxing but I'm just noticing). :)
Shoot, all you have to say is 2009 and people start to smile!
By the way: It's the Year of the Ox in case you were wondering. 
Here's something incredibly interesting and telling:
from Wikipedia:
"The Ox is the sign of prosperity through fortitude and hard work. This powerful sign is a born leader, being quite dependable and possessing an innate ability to achieve great things. As one might guess, such people are dependable, calm, and modest. Like their animal namesake, the Ox is unswervingly patient, tireless in their work, and capable of enduring any amount of hardship without complaint."
I don't know about you but this pretty well describes our plot as Mortgage originators huh?

here's what happened the last time (60 years ago) there was a year of the Ox (earth cow) again from Wikipedia.

Just a thought: Have you booked your FHA Streamline Presentation with me yet?? You need to! I'm booking two per day for the next 3 weeks and the calendar is almost full!

With Rates this low its hard to be disappointed about another crazy year in the Mortgage business!

Well, I'll give you another GREAT REASON to work with my Company.

Not only are we in the Top tiers for FHA pricing BUT we're also leading the pack for Streamline Refinance closing costs!
Our Admin Fee is only $250! That's less than a third of our normal cost, what's more, it's my understanding a certain Title Company that I personally Endorse (as fellow CAMB Statewide Affiliate Members) **Ahem** Old Republic Title Company.
Is offering super low rates on Refinance Title/Escrow packages.

So, Pick up the phone, call your borrower base with rates over 6% and Start the Streamline Refinance conversation.
Keep or Start building some customer loyalty and put a few (not much) extra shillings in your pocket with each deal..they add up quick and successful shops can do quite a few (like 20-60+/month) without thinking about it (since they're such light documentation loans).

I am really looking forward to 2009 and all of us having a much much better go-round than last year. See you in the field.